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Additionally, clients for this kind of plan could have severe lawful or criminal backgrounds. It is necessary to keep in mind that various providers use a variety of concern ages on their assured problem plans as reduced as age 40 or as high as age 80 - aig funeral cover. Some will likewise use higher stated value, as much as $40,000, and others will permit far better survivor benefit problems by improving the rates of interest with the return of premium or minimizing the number of years till a full fatality benefit is offered